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Decide-in expected. Account have to have initial qualified direct deposits, should be in fantastic standing and also have an activated chip-enabled debit card to choose-in. Ongoing suitable immediate deposits as well as other standards implement to maintain eligibility for overdraft protection. Only debit card invest in transactions are qualified for overdraft protection and overdrafts are paid at our discretion. We reserve the best not to spend overdrafts. For instance, we may not fork out overdrafts When the account isn't in superior standing, or will not be acquiring ongoing suitable direct deposits, or has too many overdrafts.